Get Inventory Now. Pay As You Sell.
Ginger credit helps beauty businesses buy wholesale inventory on credit - so you can restock, grow, and scale without upfront cash
Join Ginger Today
Ginger credit is built for:
BEAUTY BUSINESSES
Distributors
Retailers
Salons
Resellers
Join Ginger Today
What is Ginger credit?
Ginger credit is inventory financing - not a loan to spend anywhere
You are approved for a credit limit that can only be used to:
Buy whole inventory
From approved brands and suppliers
Directly on Ginger
How It Works
01
Apply for Credit
Submit your business details. Applications take just a few minutes.
02
Get Approved
We assess your business and assign a credit limit based on activity and risk profile.
03
Buy Inventory
Use your credit to purchase wholesale products from brands and suppliers on Ginger.
04
Sell Your Products
Restock what sells, increase turnover, and grow your business.
05
Repay & Grow
Repay on schedule and unlock higher credit limits over time.
Why Users Love
Ginger Credit
BUYERS
SUPPLIERS
No upfrontt cash required
You get paid reliably
Access wholesale inventory faster
Order sizes increase
Buy more, sell more, grow faster
Buyers restock more frequently
Credit limits increase as you pay
Seamless
Built specifically for beauty businesses
You focus on selling, Ginger handles the financing
How Suplliers Share Ginger Credit
How Suplliers Share Ginger Credit
Share this page with your buyers.
Encourage them to apply for Ginger credit.
Once approved, they can buy products using credit.
You receive payment from Ginger based on agreed settlement terms.
Trust & Safety
Ginger credit is designed for real businesses
Business verification required.
Credit tied directly to inventory.
Clear repayment terms for businesses.
Transparent limits and usage.
₦150M+
Inventory Financed
90+
Beauty Businesses Supported
83%
Repayment Rate
FAQs
Common Questions
Find answers to common queries about Ginger.
Is Ginger credit a loan?
No. It's inventory financing tied directly to wholesale purchases.
What happens if I repay on time?
Your credit limit increases over time, unlocking more buying power.
Can I use the credit anywhere?
No. Credit can only buy inventory from approved suppliers.
Do suppliers have to apply for credit?
No. Suppliers receive payment from Ginger when buyers use Ginger credit.
Get Inventory Now. Pay As You Sell.
Ginger credit helps beauty businesses buy wholesale inventory on credit - so you can restock, grow, and scale without upfront cash
Join Ginger Today
Get Inventory Now. Pay As You Sell.
Ginger credit helps beauty businesses buy wholesale inventory on credit - so you can restock, grow, and scale without upfront cash
Join Ginger Today
Ginger credit is built for:
BEAUTY BUSINESSES
Distributors
Retailers
Salons
Resellers
Join Ginger Today
Ginger credit is built for:
BEAUTY BUSINESSES
Distributors
Retailers
Salons
Resellers
Join Ginger Today
What is Ginger credit?
Ginger credit is inventory financing - not a loan to spend anywhere
You are approved for a credit limit that can only be used to:
Buy whole inventory
From approved brands and suppliers
Directly on Ginger
How It Works
01
Apply for Credit
Submit your business details. Applications take just a few minutes.
02
Get Approved
We assess your business and assign a credit limit based on activity and risk profile.
03
Buy Inventory
Use your credit to purchase wholesale products from brands and suppliers on Ginger.
04
Sell Your Products
Restock what sells, increase turnover, and grow your business.
05
Repay & Grow
Repay on schedule and unlock higher credit limits over time.
Why Users Love
Ginger Credit
BUYERS
SUPPLIERS
No upfrontt cash required
You get paid reliably
No upfrontt cash required
You get paid reliably
Access wholesale inventory faster
Order sizes increase
Access wholesale inventory faster
Order sizes increase
Buy more, sell more, grow faster
Buyers restock more frequently
Buy more, sell more, grow faster
Buyers restock more frequently
Credit limits increase as you pay
Seamless
Credit limits increase as you pay
Seamless
Built specifically for beauty businesses
You focus on selling, Ginger handles the financing
Built specifically for beauty businesses
You focus on selling, Ginger handles the financing
How Suplliers Share Ginger Credit
How Suplliers Share Ginger Credit
Share this page with your buyers.
Encourage them to apply for Ginger credit.
Once approved, they can buy products using credit.
You receive payment from Ginger based on agreed settlement terms.
Trust & Safety
Ginger credit is designed for real businesses
Business verification required.
Credit tied directly to inventory.
Clear repayment terms for businesses
Transparent limits and usage.
₦150M+
Inventory Financed
90+
Beauty Businesses Supported
83%
Repayment Rate
FAQs
Common Questions
Find answers to common queries about Ginger.
Is Ginger credit a loan?
No, it's inventory financing tied directly to wholesale purchases.
Is Ginger credit a loan?
No, it's inventory financing tied directly to wholesale purchases.
Can I use the crdit anywhere?
No. Credit only be used to buy inventory from approved suppliers.
Can I use the crdit anywhere?
No. Credit only be used to buy inventory from approved suppliers.
What happens if i repay on time?
Your credit limit increases over time, unlocking more buying power.
What happens if i repay on time?
Your credit limit increases over time, unlocking more buying power.
Do suppliers have to apply for credit?
No. Suppliers receive payment from Ginger when buyers use Ginger credit.
Do suppliers have to apply for credit?
No. Suppliers receive payment from Ginger when buyers use Ginger credit.
Get Inventory Now. Pay As You Sell.
Ginger credit helps beauty businesses buy wholesale inventory on credit - so you can restock, grow, and scale without upfront cash
Join Ginger Today
Get Inventory Now. Pay As You Sell.
Ginger credit helps beauty businesses buy wholesale inventory on credit - so you can restock, grow, and scale without upfront cash
Join Ginger Today
Ginger credit is built for:
BEAUTY BUSINESSES
Distributors
Retailers
Salons
Resellers
What is Ginger credit?
Ginger credit is inventory financing - not a loan to spend anywhere
You are approved for a credit limit that can only be used to:
Directly on Ginger
Buy whole inventory
From approved brands and suppliers
How It Works
01
Apply for Credit
Submit your business details. Applications take just a few minutes.
02
Get Approved
We assess your business and assign a credit limit based on activity and risk profile.
03
Buy Inventory
Use your credit to purchase wholesale products from brands and suppliers on Ginger.
04
Sell Your Products
Restock what sells, increase turnover, and grow your business.
05
Repay & Grow
Repay on schedule and unlock higher credit limits over time.
Why Users Love
Ginger Credit
BUYERS
SUPPLIERS
No upfront cash required
You get paid reliably
No upfront cash required
You get paid reliably
Access wholesale inventory faster
Order sizes increase
Access wholesale inventory faster
Order sizes increase
Buy more, sell more, grow faster
Buyers restock more frequently
Buy more, sell more, grow faster
Buyers restock more frequently
Credit limits increase as you pay
Seamless
Credit limits increase as you pay
Seamless
Built specifically for beauty businesses
You focus on selling, Ginger handles the financing
Built specifically for beauty businesses
You focus on selling, Ginger handles the financing
How Suplliers Share Ginger Credit
How Suplliers Share Ginger Credit
Share this page with your buyers.
Encourage them to apply for Ginger credit.
Once approved, they can buy products using credit.
You receive payment from Ginger based on agreed settlement terms.
Trust & Safety
Ginger credit is designed for real businesses
Business verification required.
Credit tied directly to inventory.
Clear repayment terms for businesses
Transparent limits and usage.
₦150M+
Inventory Financed
90+
Beauty Businesses Supported
83%
Repayment Rate
Common Questions
Find answers to common queries about Ginger.
FAQs
Is Ginger credit a loan?
No. It's inventory financing tied directly to wholesale purchases.
Is Ginger credit a loan?
No. It's inventory financing tied directly to wholesale purchases.
Can I use the credit anywhere?
No. Credit can only be used to buy inventory from approved supplers on Gingers.
Can I use the credit anywhere?
No. Credit can only be used to buy inventory from approved supplers on Gingers.
What happens if I repay on time?
Your credit limit increases over time, unlocking more buying power.
What happens if I repay on time?
Your credit limit increases over time, unlocking more buying power.
Do suppliers have to apply for credit?
No. Suppliers receive payment from Ginger when buyers use Ginger credit.
Do suppliers have to apply for credit?
No. Suppliers receive payment from Ginger when buyers use Ginger credit.