The Working Capital Your Beauty Business Has Been Waiting For
Restock when your business needs it — not when your cash allows it. Ginger Credit gives beauty entrepreneurs flexible working capital, right inside the Ginger marketplace.
Backed by 300+ beauty brands & suppliers
You’re Not Short On Customers. You’re Short On Stock
Every beauty entrepreneur knows the feeling. A customer asks for something. You don’t have it. You lose the sale, not because your business isn’t working, but because your cash wasn’t ready. That’s not a business problem.
That’s an access problem. And Ginger fixes it.
Distributors
Retailers
Salons
Micro-Resellers
Working Capital In Minutes.
Your credit wallet is closer than you think
01
Check eligibility
Answer a few quick questions about your business. No lengthy paperwork.
02
Get approved
Ginger’s scoring system assesses your business in minutes. Your credit wallet is activated instantly on approval.
03
Restock on Ginger
Use your credit wallet at checkout — full or split with cash. Free Lagos delivery included.
04
Repay as you sell
Repayment is structured across 30, 60, or 90 days. Every on-time repayment builds your credit score and unlocks higher limits.
Check Eligibility
Everything Your Business needs. In One Place.
Ginger isn't just credit — it's where you deploy it. Shop wholesale from trusted Nigerian distributors and access international brands.
Working capital, not a loan
Ginger Credit is working capital deployed at the point of purchase. You restock, you sell, you repay. No lump sums. No surprises.
Access to Nigeria’s best beauty wholesale
Shop from hundreds of beauty brands at wholesale prices with free Lagos deliver.
A credit score that grows with you
Every order and every repayment builds your Ginger credit score. Consistent repayment unlocks higher limits and better terms over time.
A community built for beauty entrepreneurs
Join Gingerpreneurs — beauty business owners growing together with access to education, peer support, and early access to new brands.
Gingerpreneurs Are Already Restocking Smarter
“Before Ginger I was always waiting for cash to restock. Now I order when my business needs it and pay as I sell.”
Beauty retailer, Lagos
“I thought it was a loan. It’s not. It’s working capital — and it’s changed how I run my business.”
WhatsApp seller, Lagos
“My credit limit has grown every month. Ginger is the first place that actually bet on my business.”
Salon owner, Lagos
Built On Trust. Backed By Structure.
Your limit up to
₦20M
Fast approval in
24hrs
Repayment in
30-90 days
Need Help With Credit?
Schedule a sales call with our support team
Your Business Is Already Working.
Get The Capital To Work It Harder.
Check your eligibility in under 5 minutes. No commitment until you’re approved.
Check Eligibility
The Working Capital Your Beauty Business Has Been Waiting For
Restock when your business needs it — not when your cash allows it. Ginger Credit gives beauty entrepreneurs flexible working capital, right inside the Ginger marketplace.
Distributors
Retailers
Salons
Micro-Resellers
You’re Not Short On Customers. You’re Short On Stock
Every beauty entrepreneur knows the feeling. A customer asks for something. You don’t have it. You lose the sale, not because your business isn’t working, but because your cash wasn’t ready. That’s not a business problem.
That’s an access problem. And Ginger fixes it.
Your Business Is Already Working.
Get The Capital To Work It Harder.
Check your eligibility in under 5 minutes. No commitment until you’re approved.
Check Eligibility
Working Capital In Minutes.
Your credit wallet is closer than you think
01
Check eligibility
Answer a few quick questions about your business. No lengthy paperwork.
02
Get approved
Ginger’s scoring system assesses your business in minutes. Your credit wallet is activated instantly on approval.
03
Restock on Ginger
Use your credit wallet at checkout — full or split with cash. Free Lagos delivery included.
04
Repay as you sell
Repayment is structured across 30, 60, or 90 days. Every on-time repayment builds your credit score and unlocks higher limits.
Check Eligibility
Everything Your Business Needs. In One Place.
Ginger isn't just credit — it's where you deploy it. Shop wholesale from trusted Nigerian distributors and access international brands .
Working capital, not a loan
Ginger Credit is working capital deployed at the point of purchase. You restock, you sell, you repay. No lump sums. No surprises.
Access to Nigeria’s best beauty wholesale
Shop from hundreds of beauty brands at wholesale prices with free Lagos deliver.
A credit score that grows with you
Every order and every repayment builds your Ginger credit score. Consistent repayment unlocks higher limits and better terms over time.
₦150M+
Inventory Financed
90+
Beauty Businesses Supported
83%
Repayment Rate
A community built for beauty entrepreneurs
Join Gingerpreneurs — beauty business owners growing together with access to education, peer support, and early access to new brands.
Trusted by 300+ beauty brands & suuppliers
Gingerpreneurs Are Already Restocking Smarter
“Before Ginger I was always waiting for cash to restock. Now I order when my business needs it and pay as I sell.”
Beauty retailer, Lagos
“I thought it was a loan. It’s not. It’s working capital — and it’s changed how I run my business.”
WhatsApp seller, Lagos
“My credit limit has grown every month. Ginger is the first place that actually bet on my business.”
Salon owner, Lagos
Built On Trust. Backed By Structure.
Your limit up to
₦20M
Fast approval in
24hrs
Repayment in
30-90 days
© 2026. Ginger Technologies Ltd.
Need Help With Credit?
Schedule a sales call with our support team
Your credit wallet is closer than you think
Working Capital In Minutes.
01
Check eligibility
Answer a few quick questions about your business. No lengthy paperwork.
02
Get approved
Ginger’s scoring system assesses your business in minutes. Your credit wallet is activated instantly on approval.
03
Restock on Ginger
Use your credit wallet at checkout — full or split with cash. Free Lagos delivery included.
04
Repay as you sell
Repayment is structured across 30, 60, or 90 days. Every on-time repayment builds your credit score and unlocks higher limits.
Check Eligibility
Everything Your Business Needs. In One Place.
Ginger isn't just credit — it's where you deploy it. Shop wholesale from trusted Nigerian distributors and access international brands.
Working capital, not a loan
Ginger Credit is working capital deployed at the point of purchase. You restock, you sell, you repay. No lump sums. No surprises.
Access to Nigeria’s best beauty wholesale
Shop from hundreds of beauty brands at wholesale prices with free Lagos deliver.
A credit score that grows with you
Every order and every repayment builds your Ginger credit score. Consistent repayment unlocks higher limits and better terms over time.
A community built for beauty entrepreneurs
Join Gingerpreneurs — beauty business owners growing together with access to education, peer support, and early access to new brands.
The Working Capital Your Beauty Business Has Been Waiting For
Restock when your business needs it — not when your cash allows it. Ginger Credit gives beauty entrepreneurs flexible working capital, right inside the Ginger marketplace.
Distributors
Retailers
Salons
Micro-Resellers
You’re Not Short On Customers. You’re Short On Stock.
Every beauty entrepreneur knows the feeling. A customer asks for something. You don’t have it. You lose the sale — not because your business isn’t working, but because your cash wasn’t ready. That’s not a business problem.
That’s an access problem. And Ginger fixes it.
Your Business Is Already Working.
Get The Capital To Work It Harder.
Check your eligibility in under 5 minutes. No commitment until you’re approved.
Check Eligibility
Trusted by 300+ beauty brands & suppliers
Gingerpreneurs Are Already Restocking Smarter
Beauty retailer, Lagos
“Before Ginger I was always waiting for cash to restock. Now I order when my business needs it and pay as I sell.”
WhatsApp seller, Lagos
“I thought it was a loan. It’s not. It’s working capital — and it’s changed how I run my business.”
Salon owner, Lagos
“My credit limit has grown every month. Ginger is the first place that actually bet on my business.”
Built On Trust. Backed By Structure.
Your limit up to
₦20M
Fast approval in
24hrs
Repayment in
30-90 days
© 2025. Ginger Technologies
Need Help With Credit?
Schedule a sales call with our support team